Terms of Service
Last updated: 2026-02-04
Agreement to Terms
By accessing or using the Cheap Insurance OKC website, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.
Services Description
We are an independent insurance agency licensed in Oklahoma. We provide insurance quotes from multiple carriers to help you compare options. We are not an insurance company; we are an intermediary that helps connect consumers with insurance carriers.
Our carrier partners include: GEICO, Progressive, Equity Insurance, Harbor Insurance, Bristol West, National General, Mercury Insurance, Safeco, Falcon Insurance, Assurance America.
Quote Accuracy
Important: Online quotes are estimates only. Final rates are determined by the insurance carrier after full underwriting review.
Quotes provided through our website are estimates based on the information you provide. Final rates are determined by the insurance carrier after a complete underwriting review. Rates may vary based on verification of information, credit history (where permitted by law), driving records, and other factors.
No Guarantee of Coverage
Requesting a quote does not guarantee coverage. Insurance carriers have the right to accept or decline applications based on their underwriting guidelines.
Accuracy of Information
You agree to provide accurate, current, and complete information when requesting quotes. Providing false or misleading information may result in denial of coverage or cancellation of a policy.
Not All Carriers Represented
Not all insurance carriers are represented. Coverage options and pricing vary by carrier and individual circumstances.
Licensing
We are licensed to sell insurance in the state of Oklahoma. Our activities are regulated by the Oklahoma Insurance Department.
Oklahoma Insurance License Number: 3003308992
Compensation Disclosure
We receive compensation from insurance carriers for policies sold through our agency. This compensation may vary by carrier and product. This compensation does not affect the quotes you receive, but you should be aware of this material relationship.
SMS/Text Messaging
If you opt in to receive text messages from us, you agree to our SMS Terms & Conditions. Key points include:
- Message frequency varies based on your interactions
- Message and data rates may apply
- Reply STOP to opt out at any time
- Reply HELP for assistance
- Consent is not required to obtain a quote
Your mobile information will not be shared with third parties for marketing purposes. See our Privacy Policy for details.
Intellectual Property
The content on this website, including text, graphics, logos, and images, is our property or the property of our licensors and is protected by copyright and other intellectual property laws.
Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these sites.
Governing Law
These Terms shall be governed by the laws of the State of Oklahoma, without regard to conflict of law principles.
Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website.
Contact Information
For questions about these Terms, contact us at:
- Phone: (918) 794-6993
- Address: Oklahoma City, OK